Confidental & Secure Collateral Loans.

 

Get the cash you need, when you need it.

It's quick, easy, confidential and does not

require credit checks.  

Pawnshops such as ours can serve a valuable role in providing short-term loans to customers with something valuable to serve as collateral. In contrast to a bank loan, there’s no credit check or investigation into your income. Instead, the amount you can borrow depends on the value of your collateral.

 

Loan Procedure (6 step) :

All items must be clean & presentable. All serial numbers must be intact & legible.

We reserve the right to refuse any articles.

 

  • Bring in your personal item that will be used for collateral.

  • Let us how much money you need to borrow.

  • We will assess your item and discuss the allowable amount for your collateral loan. 

  • Present valid, government issued photo ID.

  • Sign the required document.

  • Collect your cash and your done.

  • Finally, we label and carefully store your item where it's safe, and send a detailed report of all pawned items to local RCMP.

  • It is that easy, about 5 minutes and you on your way....

 

Loan Terms :

 

The Loan Term is charged for 1 month. We allow 30 days grace from the due date, you do not need to request it, we no longer allow items to be held past the grace period.

 

We require current photo identification, preferably a BC driver’s license, provincial government ID card, or a Canadian Passport with current address.  Other types of ID may, or may not be accepted.

 

Reminder, it is illegal to pawn items that you don’t have a clear title to. Items purchased on time payments or conditional sales agreements are not pawnable until paid in full.

 

All pawn tickets are bearer receipts.  If one is lost or stolen please notify us in person so that we can protect your goods.  After this notification, you can only pick-up your items with government issued, valid, picture ID, the pawn ticket will no longer be valid for pick-up.  We may not respond to a telephone request.

 

If you require more than one month, a loan may be renewed at our discretion, by paying the interest.  When the interest is paid, we will issue a new pawn ticket valid for another 30 days. (If you renew your contract and do not have your original pawn ticket, you will not get a new one without showing government issued, valid, picture ID)

 

If you are unable to pay the interest charges on or before the due date, we will hold the item(s) for a maximum of 30 days past the original due date. 

 

In the event of a loan default, we may sell the item(s), if available , back to the person who pawned it for a reasonable rate.

 
Suggested items for loan
 
Jewellery  (Based on gold weight, size, quality, and quantity of stones, if any)

 

  • Gold, Jewellery (damaged or in need of repair or any condition )

  • Silver, Jewellery (damaged or in need of repair or any condition )

  • Diamonds

  • Platinum

  • Gold / Silver Coins  

 

Electronics
 
  • LCD, LED or Plasma televisions

  • Home  Audio Amplifiers and Receivers (Must have remote)

  • Home Subwoofer and Surround Sound System

  • Home Speakers (no old woodgrain styles, top brand names only)

  • Bookshelf Stereo (must have remote)

  • Bluetooth Portable Speakers (Must have charger)

  • TV/VCR Combos, or TV/DVD Combo

  • iPods, iPads, Tablets, Cell Phones

  • DVD Player/Recorder (must have remote)

  • Bluray Players (must have remote)

  • Desktop Computer (Minimum Quad core, Windows 7)

  • Video Game Systems 

  • Laptop Computer (Windows 7 or newer)

 

Musical Instruments and Equipment
 
  • Acoustic, Electric, and Bass Guitars

  • Amp Head

  • P.A. Head

  • Speaker Cabinet 

  • Guitar Amps

  • Microphones 

  • Guitar Pedals, Effects Pedals

 

Cameras and Accessories (In excellent condition, only in accepted brands)
 
  • Newer Digital Camcorder (With battery, charger, adapter, RCA in/out cords, and accepted brand names only)

  • Digital SLR Camera (with software and all accessories)

  • Digital Cameras (Minimum 14 MP with software and all accessories)

 

Sporting Goods

 

  • Pool Cue (With case, top brands only)

  • Hunting/Buck Knife

  • Crossbow or Compound Bow

  • Pellet or BB Gun (High End)

 

Tools (North American brands only) No low end brands EG: King, American Tool, Jobmate or equivalent

 

  • Electric Hand Tools:  Sander, Grinder, Router, Jigsaw, Sawzall, Screwgun/Drill

  • Hand Tools -Socket/Wrench Set (Must be complete and a name brand)

  • No misc. tool bins or boxes full misc sockets and wrenches. Kits only.

  • Air Compressor ( selected Air Tools )

  • Table Saw (fold up portable only)

  • Miter Saw

  • Generator (Must have a Honda Motor)

  • Chainsaw (Stihl, Husqvarna, Echo, and Jonsered only)

 

Miscellaneous

 

  • DVD Movies (Need Case And Cannot Be Scratched)

  • Bluray Movies (Need Case And Cannot Be Scratched)

  • Video Games and Game Systems - From most classic to current models 

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